FHB JELZÁLOGBANK NYILVÁNOSAN MŰKÖDŐ RÉSZVÉNYTÁRSASÁG ÉVI, IFRS ADATOK SZERINTI KONSZOLIDÁLT ÉVES JELENTÉS

Átírás

1 FHB JELZÁLOGBANK NYILVÁNOSAN MŰKÖDŐ RÉSZVÉNYTÁRSASÁG ÉVI IFRS ADATOK SZERINTI KONSZOLIDÁLT ÉVES JELENTÉS

2

3 "#$%&'(')$*$'$%( +--./ /23 0 ' )783+9 : '&($83 ;;' : : <+<=+ ;; B.2C /141+1B.2C D 2 ;+ +3 -B.2 0 +/-7+E+ =;324; ;2+E14/ (F D +;5 00 # ; 14F ;;+/=+ ; 0 83 ; % ;363.-A 5 3= 3+;: -A3+ 3+;=3? -A3+ 3+;- 3? 3-A3+ C 0 3= ;F 3-A3+ -3C 5 )=+3-A3+ /.3-A3+ : 14;. (+=+ = -+-3;; +/3 : G;2+E14/+; 3 : /;24+3+ :0 $93D4+ :? /; < ; /;243?

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