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6. V1H<jlopMa4L-Hl o np11hi1maembix p11ckax, npo4eaypax 11x o4ehki1, ynpasnehi1ll p11ckami1 11 Kani1TanoM 3a Tp~ MeCHlja, 3aKOH4~BW~XCH no COCTOHH~fO Ha 1 anpe11h 2015 rdaa B nojl~t~ke ynpasjleh~h He npo~3owno cyw,ecmehhbix ~3MeHeH~iii. p~ckam~ 6.1. KpaTK11ti 063op HanpasneHI1H (creneh11) KOHljeHTpal\1111 pi1ckob, CBll3aHHbiX C pa311114hbim11 6aHKOBCKI1MI1 onepal\11rmi1, xapakrephbimi1 Al1R AaHHol1 KpeA11THOl1 oprah113a41111 H~>Ke npeactabjleh aha/1~3 reorpacjj~yeckoiii Ha 1 an penh 2015 roaa: KOHL\eHTpal\~~ akt~bob ~ o6h3atej1bctb 5aHKa no COCTOHH~fO (a mb!cr~ax poccuiichux py6neij) CrpaHbl Pocc~ticKaJI CrpaHbl rpynnbl npo'-nte <l>eaepai.\hh CHf pa3bhtbix CTp3Hbl IIIToro crpah,[l,ehemhble cpep,crsa 928 993 - - - 928 993 Cpep,crsa Kpep,JtlTHbtX oprahii\3au,vi~ s LJ,eHrpa.nbHOM 6aHK8 POCCVI~CKOi:1 <l>eaepal.\1111 675 675 - - - 675 675 06~BaT8JlbHbl8 pe3epbbl 168 431 - - - 168 431 Cpep,crsa s Kpep,lt1THbtX oprahi.13au,lilfix 1980 653 568 2 442 397 24175 4 447 793 Y1H3HC0Bbl8 akh1bbl, OLJ,8HVIBa8Mbl8 no cnpab8,ll,j1viboti CTOI-'IMOCTII! Y8p83 nplt16bl!lb Vlnl-1 y6b!tok 157 322 - - - 157 322 ljvictafl CCYP,Hafl 38,ll,OJl>t<8HHOCTb 2 917 430 250 522 524 53 3 440 257 lj\iictbl8 BJ10>K8HY!FI B LJ,8HHbl8 6yMarl-1 11 p,pyrvie VIHaHCOBbl8 aktj.1bb! 1 lt!m81dw,v18cfl B H3Jll.14!.1V1,ll,!lfl npop,a>kvi 725 989 - - - 725 989 Tpe6osaHI1H no rekyw,emy Hanory Ha np116blflb 2 524 - - - 2524 OcHDBHble cpep,crsa, HeMarep!lla!lbHble akr~bbl ~ Marepll!aflbHbte 3anacbt 400 998 - - - 400 998 npo4~e 3KT~Bbl 2 775 217 251 2 882 570 2 778 920 ~TOrO aktiiibob 10 564 801 1069 2 967 803 24798 13 558 471 Cpe,o,crsa Kpe,o,l'lTHbiX oprah~3au,~i1 84 763 - - - 84 763 Cpe,o,crsa KJH1eHros, He RBflRIOW,I'lXCR Kpep,Y1THbiMYI oprah~33lj,~rmj.1 10 159 126 13903 333 140 2 978 10 509147 BKJlal\bl cph3114ecki1x flhl\ 3 918 310 13903 8424 2109 3 942 746 Y1HaHcoBble o6r3arenbcrsa, ou,ehmsaembje no cnpasep,n1r1boi:1 crol-1moct!.1 Yepe3 npy16b!f1b 1-1!1!.1 y6b!tok 451 - - - 451 Bblnyw,eHHble,o,onroBble o6f!3arenbcrsa 114 834 - - 42 796 157 630 0TfiO)t{eHHoe Hanorosoe o6f!3are!1bctbo 29145 - - - 29145 npo'-!~e 06H3aTeflbCTBa 289 055 157 974 2 637 292 823 Pe3epsbt Ha B03MO)t{Hbte norep~ no YCIIOBHb!M 06.A3aTe!lbCTBaM Kpep,~THOrD xapakrepa, npo41t1m B03MO)t{HbiM norep.am ~ onepalj,li!fim c pe31t1, I,eHTaMll! o wophbix 30H 103 002 - - 204 103 206 lllroro o6r3arenbctb 10 780 376 14060 334114 48 615 11177165 AKT~Bbl ~ 06H3aTeJ1bCTBa KJlaCC~cP~l\~POBaHbl B COOTBeTCTB~H CO CTpaHOti HaXO>KAeH~H KOHTpareHTa. Ha11~4Hble AeHe>KHbie cpeactba ~ OCHOBHble cpeactba KJlaCC~cP~Lj~posaHbl B COOTBeTCTB~~ CO CTpaHO~ ~X cjj~3~4eckoro HaXO>KAeH~H. no COCTOHH~fO Ha 1 anpe11r 2015 rdaa CTaTbH «CpeACTBa B KpeA~THbiX oprah~3al.\~hx)) B Yacm onepal\~(;j rpynnbl pa3b~tbix CTpaH COAep>K~T OCTaTK~ B AsCTp~~ B CYMMe 2 173 215 TbiCH4 py611eti ~11~ 16,0% OT CYMMbl akt~bob. 12

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6.2. PacKpbJTI<e OTAenbHbJX p~<ckos KpeoumHbiU puck. H~>Ke npeactasneha ~H<jlopMalj~H o Knacc~<<jl~<Kaljl<~ akti<bob 6aHKa, B3BeweHHbJX no ypobhjo KpeA~THoro p!<cka B COOTBeTCTBI<VI C nyhktom 2.3. V1HCTpyKljVIVI 139-V1 no COCTOHHVIIO Ha 1 an penh 2015 foaa: KnaccHci>HKaU.HR akthbob 6e3 y~eta Cy4eToM B3B6WIItB3HVIH B386WLIIB3Hlo1R AKTltiBb!, BKJ1}0Y HHbl8 B 1-10 rpynny pvjcka 1635 994 - AKTII!Bb!, BKIH048HHbl8 BO 2-!0 rpynny plticka 3 454 557 690 911 AKTlt1Bb!, BK/ll048HHbl8 B 3-!0 rpynny plticka - - AKTIIIBbl, BKJli048HHbl8 B 4-!0 rpynny pv1cka 4 531514 3 905 863 AKTI-1Bbl, BKlliOY8HHbl8 B 5-l{) rpynny p!1ck3 - - Vlroro 9 622 065 4 596 774 OnepaU,l-1Vl c nobbjwehhbimltl Koa YIU,lii8HTaMVl pltlcka 2 626 624 2 136 187 HVI>Ke npeactasneha VIH<jlopMaljVIH o KnaccVI<jlVIKaljVIVI aktvibob 6aHKa, B3seweHHbiX no ypobhjo KpeAVITHoro pvicka B COOTBeTCTBVI~ C nyhktom 2.3. V1HCTPYKL\~VI 139-V1 no COCTOHHVIIO Ha 1 HHBapH 2015 foaa: KnaccVI<j)YIKaL\HR akntsos 6es yyera Cy4eToM B3B8WIIIB3HH.fl 8388WJIIB3HloHI AKTit!Bbl, BKJ11048HHb!8 B 1-10 rpynny plllcka 2 858 607 - AKTVlBbl, BK11!048HHbJe so 2-10 rpynny pyicka 8 051513 1610 303 AKn1Bbt, BKJH048HHbJe s 3-ro rpynny pvlcka - - AKT!t18bl 1 BKJH048HHb!8 B 4-10 rpynny pli!cka 2 927145 2 927 145 AKTY1Bbl, BKJ11048HHb!8 B 5-!0 rpynny p!t1cka - - Vlroro 13 837 265 4 537 448 OnepatJ,lt1lt1 c nosbjwehhblmltl Ko3 lt1tj,lt1ehtamlt1 pltlcka 3 059 399 1989 604 H~>Ke npeactasneha VIH<jlopMaljVIH o Ka4ecrse CCYAHO~ VI np~<pashehho~ K He~ 3aAOn>KeHHOCTVI, cpeactbax B 6aHKaX VI np04vix aktvibax no COCTOHH~IO Ha 1 an penh 2015 rdaa: CpeACTBa a CCYAHaH ~ npo4~e Tpe6osaH~R no KpeAloiTHblX nplilpashehhah K 3KTII!Bbl nonyyehiiiio oprahiii33lfsliihx HeH npolj.ehthbix (8 fflbicrlfox poccuijchux py6nei:j 33A011>K6HHOCTb AOXOAOB Henpocpo4eHHaH 3aA011>K6HHOCTb npocpo1.1ehh3h 3aA011>K6HHOCTb C 3aAep>KKO~ nnate>ka: 4448 892 3 844 825 2 787 614 14664 - MeHee 30 p,he~ - 19 302-353 - DT 31 AD 90 AHe" - 917-24 - DT 91 AD 180 1\He" - 29 028 1150 3 - CBb!We 180 P,Heiii - 145 454 14 609 VIToro npocpoyehhoh 3aAOJ1>KeHHOCTiil 111Toro 33A011>KeHHOCTH - 194 701 1164 989 4448 892 4039 526 2 788 778 15 653 3a BbJYeroM pe3epsa noa o6ecu.ehehlo1e -1099-599 269-24 274-1237 VIr oro 4447 793 3 440 257 2 764 504 14416,[\onH npocpo4ehhbix aktvibob s o6ll\em o6beme CCYAHO~ VI np~pashehho~ K He~ 3aAOn>KeHHOCTVI, cpeactbax 8 6aHKaX I< npo4vix aktvibax no COCTOHHVIIO Ha 1 anpenh 2015 foaa COCTaBVIna 1,74%. 16

H~>Ke npeactasneha ~H opmal1~~ o KaYecrse CCYAHO~ ~ np~pashehho~ K He~ 3aAOJl>KeHHOCTH, cpeactbax B 6aHKaX H npoyhx akthbax no COCTO~HHIO Ha 1 ~H8ap~ 2015 foaa: CpeACTBa B CcyAHa~ H npa4vje Tpe6osaHYJH no KPEAIIITHbiX nphpabhehhafl akuibbl nony4ehiiifo oprahh33l.\virx K Hef;; npolj.ehthbix (a mbicr"ax poccuijcuux py6nei1) 3aA011>KEHHOCTb AOXOA08 Henpocpo4eHHaH 3aAOll>KEHHOCTb 4 398187 6 914122 1953 562 40355 npocpo1.1ehhafl 3aA011>KEHHOCTb c 3aAep>KKoYi nnarema: - MeHee 30 AHei1-277 - 1 - OT 31 AO 90 AHe" - 29 646-3 - OT 91 AO 180 1\HB" - 44248-153 - CBb!We 180 1\HB" - 101464-452 Viroro npocpo4ehho~ 3aAOJUt<EHHOCTVI - 175 635-609 1.1toro 3aAOJUKEHHOCTb 4 398187 7 089 757 1953 562 40 964 3a BbtYeTOM pe3epsa noa o6ec~ehehy1e -1095-585 095-27 006-1 515 Viroro 4 397 092 6 504 662 1926 556 39449 /],on~ npocpoyehhbix akth808 8 06ll\eM o6beme CCYAHO~ ~ nphpa8hehho~ K He~ 3aAOJl>KeHHOCTH, cpeact8ax 8 6aHKax ~ npoyhx akt~bax no COCTO~HHIO Ha 1 ~H8ap~ 2015 foi\a COCTa8HJla 1,31%. HH>Ke npeacta8jleha ~H<jlOpMaljH~ 0 pe3yllbtatax KJlaCCH<jlHKalj~H akt~80b no KaTeropH~M KaYeCTBa 8 COOT8eTCT8H~ C nojlo>kehhem 5aHKa POCCHH OT 16 MapTa 2004 foaa NQ 254-n <<0 nop~ake <jlopmhp08ah~~ KPeAHTHbiMH oprah~3alj~~mh pe3ep80b Ha B03MO>KHble notep~ no ccyaam, no CCYAHO~ H nphpashehho~ K He~ 3aAOJl>KeHHOCTH» H nono>kehhem 5aHKa Pocc~H OT 20 MapTa 2006 roaa NQ 283-n <<0 nop~ake <jlopmhpobahh~ KpeAHTHbiM~ oprah~3aljh~m~ pe3epbob Ha B03MO>KHble notep~» no COCTO~HJ-110 Ha 1 an pen~ 2015 roaa: CpeACTBa s CCYAHa~ H npoyhe Tpe6osaHH~ no KPEAHTHbiX npyipabhehh3r K 3KTio1Bbl nony4ehhk> oprahvj33l.\vihx Hei1 npol.\ehthbix (a mbicr"ax paccuijckux py6nei1) 3aA011>KEHHOCTb AOXOAOB I Kareropl... Hl Ka4ecrsa 4 445 078 2 140 036 2 762 279 7 375 II Kareropvm KaYecrsa 2 743 1 059 750 2 016 5 641 Ill Karerop~t~fl Ka4ecrsa - 326 418 158 2 015 JV KaTeropYIH Ka4eCTBa - 67 334-10 V Kareroplt1.A KaYecrsa 1071 445 988 24 325 612 ~Tor a 4448 892 4039 526 2 788 778 15 653 lllroro pac4ethoro pe3epsa 1099 621479 24 274 1237 3a Bbl4eTOM c!>akty14ecky1 cc!>opm1t1posahhoro pe3epsa nop, o6ecu,ehehit1e -1 099-599 269-24 274-1237 ~Taro 4447 793 3 440 257 2 764 504 14416 17

H~>Ke npeactasneha ~H opmal\~h o pe3y!lbtatax Knacc~cp~Kal\~~ akt~bob no KaTerop~HM KaYecrsa s COOTB TCTB~VI C no!jo>k HVI M 5aHKa POCCVIVI OT 16 Mapra 2004 roaa N2 254-n «0 nophak cpopm~pobah~h KP A~THbtMVI oprah~3al\~hm~ pe3epsos Ha B03MO>KHbte norep~ no ccvaam, no ccyahoh ~ np~pashehhoh K Hei:t 3aAO!l>KeHHOCT~» VI nonomeh~em 6aHKa Pocc~VI or 20 Mapra 2006 rdaa N2 283-n «0 nophake cpopmvtposahvih Kp AVITHbiMVI oprah~3al\vihmvi 1 HHBapH 2015 rdaa: p 3 pbob Ha B03MO>KHbl notepvt>> no COCTOHHVIIO Ha CpeACTBa B CCYAH3H Yl npo4111e Tpe6osaHii1R no KpeAYITHbiX np~ttpabhehh3si 3KT111Bbl nonyyehhio oprahyi334hhx K Hei:t npou.ehthbix (B mbjcrlfox poccuijckux py6neij) 33A011>KeHHOCTb AOXOAOB l Karerop~t~B KaYecrsa 4 394 688 4 524 108 1924116 30 643 II Kareropvm KaYecrsa 2 428 1686 240 1779 7 494 Ill Karerop!-1~ KaYecrsa - 407 486 764 1874 IV KareropJIIH KaYecrsa - 107 156-348 V KareropMH KaYecrsa 1071 364 767 26 903 605 Y'lroro 4 398187 7 089 757 1953 562 40964 Y1roro pacl!ethoro pe3epsa 1095 624 289 27006 1515 3a Bb!YeTOM cf>3ktlt1yeckvi c opmvtposahhoro pe3epsa noa o6ecu,ehehllle -1095-585 095-27 006-1515 Hroro 4 397 092 6 504 662 1926 556 39449 no cocrohh~io Ha 1 an penh 2015 roaa o6bem ~ YA!1bHbti:t sec pectpykryp~posahhoi:t HenpocpoYeHHOH CCYAHOH ~ np~pabh HHOH K Hei:t 3aAO!l>K HHOCTVI B o6l!\em o6beme akt~bob COCTaBVI!l 590 407 TbJCHY py6nei:t ~ 5,2% (Ha 1 HHBapR 2015 rdaa: 520 035 TbiCRY py6net\ ~ 3,9% COOTB TCTB HHO). PaCY THbiH p 3 pb no pectpykryp~posahhoi:t ccyahoh VI np~pashehhoi:t K Hei:t 3aAO!l>KeHHOCT~ Ha 1 anpenr 2015 roaa coctabviil 340 457 TbiCRY py6net\, cpakmy CK~ ccpopm~pobahhbih pe3 pb COCTaB~!l 322 527 TbiCRY py6!1 H (Ha 1 HHBapH 2015 rdaa: pacy THbiH p 3 pb - 298 258 TbiCRY py6net\, cpakt~y CK~ ccpopm~pobahhbih pe3eps- 276 526 TbJCRY py6nei:t). PblHOttHblii puck. CmpyKmypa pb!ho~h020 pucko no COCmORHU/0 HO 1 anpellr 2015 2000 U 1 RHBOpR 2015 2000: Halo1MeHosaHYie p~~tcka Ha 1 anpe1111 Ha 1 HHB3pfl 2015 roaa 2015 roaa Bem 14li1Ha pb1h04horo phcka {PP)- scero 159 245 60 829 B TOM 4V1Clle - npol.\ehthoro pvtcka (np) 12 739,6 961 - Ba/l!OTHDrD pvtcka (BP) - 48 812 H.ill. Typ Jl.6. ii1310mh~koba 15 MaH 2015 rdaa 18