Final Terms dated 6 August 2013 Citigroup Inc. Issue of HUF661,200,000 Autocall Notes due August 2016 linked to the shares of Industria de Diseño Textil, Sociedad Anónima (Inditex, S.A.) and Novo Nordisk A/S Under the U.S.$30,000,000,000 Global Medium Term Note Programme Any person making or intending to make an offer of the Notes in any Member State of the European Economic Area which has implemented the Prospectus Directive may only do so: (a) (b) in those Public Offer Jurisdictions mentioned in item 10 of Part B below, provided such person is one of the persons mentioned in item 10 of Part B below and that such offer is made during the Offer Period specified for such purpose therein; or otherwise in circumstances in which no obligation arises for the Issuer or any Dealer to publish a prospectus pursuant to Article 3 of the Prospectus Directive or supplement a prospectus pursuant to Article 16 of the Prospectus Directive, in each case, in relation to such offer. None of the Issuer and any Dealer has authorised, nor do any of them authorise, the making of any offer of Notes in any other circumstances. The expression Prospectus Directive means Directive 2003/71/EC, as amended (which includes the amendments made by Directive 2010/73/EU (the 2010 PD Amending Directive) to the extent that such amendments have been implemented in the Relevant Member State). The Notes have not been and will not be registered under the United States Securities Act of 1933, as amended (the Securities Act) or any state securities law. The Notes are being offered and sold outside the United States to non-u.s. persons in reliance on Regulation S under the Securities Act (Regulation S) and may not be offered or sold within the United States or to, or for the account or benefit of, any U.S. person (as defined in Regulation S). Each purchaser of the Notes or any beneficial interest therein will be deemed to have represented and agreed that it is outside the United States and is not a U.S. person and will not sell, pledge or otherwise transfer the Notes or any beneficial interest therein at any time within the United States or to, or for the account or benefit of, a U.S. person, other than the Issuer or any affiliate thereof. The Notes do not constitute, and have not been marketed as, contracts of sale of a commodity for future delivery (or options thereon) subject to the United States Commodity Exchange Act, as amended, and trading in the Notes has not been approved by the United States Commodity Futures Trading Commission under the United States Commodity Exchange Act, as amended. For a description of certain restrictions on offers and sales of Notes, see "General Information relating to the Programme and the Notes - Subscription and sale and transfer and selling restrictions" in the Base Prospectus. The Notes may not be offered or sold to, or acquired by, any person that is, or whose purchase and holding of the Notes is made on behalf of or with "plan assets" of, an employee benefit plan subject to Title I of the U.S. Employee Retirement Income Security Act of 1974, as amended (ERISA), a plan, individual retirement account or other arrangement subject to Section 4975 of the U.S. Internal Revenue Code of 1986, as amended (the Code) or an employee benefit plan or plan subject to any laws, rules or regulations substantially similar to Title I of ERISA or Section 4975 of the Code. The Notes are English Law Notes. PART A CONTRACTUAL TERMS 0012230-0005262 ICM:17731969.2 EMTN4314 1
Terms used herein shall be deemed to be defined as such for the purposes of the Conditions set forth under the sections entitled "Terms and Conditions of the Notes", the Valuation and Settlement Schedule and the Underlying Schedule applicable to each Underlying in the Base Prospectus and the Supplement, which together constitute a base prospectus for the purposes of the Prospectus Directive. This document constitutes the Final Terms of the Notes described herein for the purposes of Article 5.4 of the Prospectus Directive and must be read in conjunction with the Base Prospectus, as so supplemented. Full information on the Issuer and the offer of the Notes is only available on the basis of the combination of this Final Terms and the Base Prospectus, as so supplemented. The Base Prospectus, the Supplement and the translation of the Summary into Hungarian therein are available for viewing at the offices of the Paying Agents and on the web-site of the Central Bank of Ireland (www.centralbank.ie) and the web-site of the Irish Stock Exchange (www.ise.ie), respectively. In addition, the Final Terms dated 10 July 2013 (the Original Final Terms), the Notice dated 2 August 2013 (the Notice) to the Original Final Terms and the Amended and Restated Final Terms dated 6 August 2013 (the A&R Final Terms) are available on the web-site of the Central Bank of Ireland (www.centralbank.ie). This document reflects the provisions of the Original Final Terms, the Notice and the A&R Final Terms. For the purposes hereof, Base Prospectus means the Citigroup Inc. Underlying Linked Notes Base Prospectus in relation to the Programme dated 26 June 2013 as supplemented by the Citigroup Inc. Underlying Linked Notes Base Prospectus Supplement (No.1) dated 6 August 2013 (the Supplement). 1. (i) Issuer: Citigroup Inc. (ii) Guarantor: 2. (i) Series Number: EMTN4314 (ii) Tranche Number: 1 (iii) Date on which the Notes will be consolidated and form a single Series: 3. Specified Currency or Currencies: Hungarian forints (HUF) 4. Aggregate Principal Amount: (i) Series: HUF661,200,000 (ii) Tranche: HUF661,200,000 5. Issue Price: 100 per cent. of the Aggregate Principal Amount 6. (i) Specified Denominations: HUF300,000 (ii) Calculation Amount: HUF300,000 7. (i) Issue Date: 8 August 2013 (ii) Interest Commencement Date: 8. Maturity Date: 8 August 2016 9. Type of Notes: The Notes do not bear or pay any interest 0012230-0005262 ICM:17731969.2 EMTN4314 2
10. Put/Call Options: 11. (i) Status of the Notes: Senior Mandatory Early Redemption Provisions are applicable as specified in item 14(iii) below The Redemption Amount of the Notes is determined in accordance with item 14(iv) and, as the Underlying Linked Notes Redemption Provisions are applicable, item 14(v) below The Notes are Cash Settled Notes (ii) Status of the CGMFL Deed of Guarantee: PROVISIONS RELATING TO UNDERLYING LINKED NOTES 12. Underlying Linked Notes Provisions: Applicable the provisions in the Valuation and Settlement Schedule apply (subject as provided in any relevant Underlying Schedule) (i) Underlying: (A) Description of Underlying(s): Each Underlying specified under the heading "Underlying" in the Table below (B) Classification: In respect of an Underlying, the Classification specified for such Underlying in the Table below (C) Electronic Page: In respect of an Underlying, the Electronic Page specified for such Underlying in the Table below TABLE Underlying Classification Electronic Page Share Company Exchange Common stock of the Share Company (ISIN: ES0148396015) Share Bloomberg page: ITX SM <Equity> Industria de Diseño Textil, Sociedad Anónima (Inditex, S.A.) Continuous Market (SIBE) Common stock of the Share Company (ISIN: DK0060102614) Share Bloomberg page: NOVOB DC <Equity> Novo Nordisk A/S NASDAQ OMX Copenhagen A/S (ii) Particulars in respect of each Underlying: Share(s): (A) Share Company: In respect of an Underlying, the Share Company specified for such Underlying in the Table above 0012230-0005262 ICM:17731969.2 EMTN4314 3
(B) Exchange(s): In respect of an Underlying, the Exchange(s) specified for such Underlying in the Table above (C) Related Exchange(s): All Exchanges (iii) Elections in respect of each type of Underlying: Share(s): (A) (B) Additional Disruption Event(s): Share Substitution Criteria: Increased Cost of Stock Borrow Loss of Stock Borrow Reference Index (iv) Trade Date: 31 July 2013 (v) Realisation Disruption: (vi) Hedging Disruption Early Termination Event: Applicable PROVISIONS RELATING TO ANY INTEREST AMOUNT, THE REDEMPTION AMOUNT AND ANY ENTITLEMENT DELIVERABLE 13. Interest Provisions: the Notes do not bear or pay interest 14. Redemption Provisions: (i) Issuer Call (ii) Investor Put (iii) Mandatory Early Redemption Provisions (A) Mandatory Early Redemption Strike Level, Specified MER Valuation Date, Specified MER Upper Barrier Event Valuation Date, Lower MER Barrier Level, Upper MER Barrier Level, Barrier Level, Specified MER Barrier Observation Date, MER Amount, Upper Mandatory Early Redemption Amount and Lower Mandatory Early Redemption Applicable See Table below 0012230-0005262 ICM:17731969.2 EMTN4314 4
Amount, MERPR, MERPR Call, MERPR Put, MER Date (as relevant): (B) Specified Mandatory Early Redemption Strike Date: Underlying(s) relevant to Mandatory Early Redemption, Mandatory Early Redemption Performance Provisions and levels of the Mandatory Early Redemption Underlying(s) (A) Mandatory Early Redemption Underlying: (B) Mandatory Early Redemption Barrier Underlying(s): Mandatory Early Redemption Performance Provisions: 31 July 2013 Applicable Each Underlying specified in the Table in item 12 above All of the Mandatory Early Redemption Underlyings Provisions relating to levels of the Mandatory Early Redemption Underlying(s) (A) Mandatory Early Redemption Initial Level: (B) Mandatory Early Redemption Reference Level: Provisions relating to a Mandatory Early Redemption Barrier Event (A) Mandatory Early Redemption Barrier Event: Provisions relating to a Mandatory Early Redemption Upper Barrier Event: Applicable Closing Level on Mandatory Early Redemption Strike Date Closing Level on Mandatory Early Redemption Valuation Date Applicable Applicable Mandatory Early Redemption Barrier Event European Observation Provisions relating to the Mandatory Early Redemption Amount 0012230-0005262 ICM:17731969.2 EMTN4314 5
(A) Mandatory Early Redemption Amount due where MER Upper Barrier Percentage is : (B) Mandatory Early Redemption Amount due where MER Upper Barrier Percentage is Applicable: See MER Amount in Table below I II Upper Mandatory Early Redemption Amount: Lower Mandatory Early Redemption Amount: (C) Performance-Linked Mandatory Early Redemption Amount: I Put Option: II Call Option: III Call Spread Put Spread Option: IV Twin Win Option: Mandatory Early Redemption Underlying Valuation Provisions (A) Valuation Disruption (Scheduled Trading Days): (B) Valuation Disruption (Disrupted Days): Move in Block Value What You Can (C) Valuation Roll: Eight TABLE 0012230-0005262 ICM:17731969.2 EMTN4314 6
MER Strike Level Specified MER Valuation Date(s) Specified MER Upper Barrier Event Valuation Date MER Barrier Level (%) Specified MER Barrier Observation Date MER Amount/Upper Mandatory Early Redemption Amount And Mandatory Lower Early Redemption Amount MERPR (%) MER Date MER Initial Level 31 July 2014 Not Applicable Greater than (or equal to) 95 per cent. of the MER Initial Level of the relevant MER Underlying 31 July 2014 HUF328,500 Not Applicable 8 August 2014 MER Initial Level 2 February 2015 Greater than (or equal to) 95 per cent. of the MER Initial Level of the relevant MER Underlying 2 February 2015 HUF342,750 9 February 2015 MER Initial Level 31 July 2015 Greater than (or equal to) 95 per cent. of the MER Initial Level of the relevant MER Underlying 31 July 2015 HUF357,000 10 August 2015 MER Initial Level 1 February 2016 Greater than (or equal to) 95 per cent. of the MER Initial Level of the relevant MER Underlying 1 February 2016 HUF371,250 8 February 2016 (iv) Redemption Amount: See item (v) below (v) Underlying Linked Notes Redemption Provisions Applicable Dates (A) Specified Redemption Barrier Observation Date: 1 August 2016 (B) Specified Final Valuation Date: 1 August 2016 (C) Specified Redemption Strike Date: 31 July 2013 Underlying(s) relevant to redemption, Final Performance provisions and levels of the Redemption Underlying(s) (A) Redemption Underlying: Each Underlying specified in the Table in item 12 above (B) Redemption Barrier Underlying(s): The Final Performance Underlying Final Performance Provisions: (A) Single Underlying Observation: (B) Weighted Basket Observation: 0012230-0005262 ICM:17731969.2 EMTN4314 7
(C) Best of Basket Observation: (D) Worst of Basket Observation: Applicable I. Maximum Final Performance Percentage: II. Minimum Final Performance Percentage: (E) Outperformance Observation: Provisions relating to levels of the Redemption Underlying(s) (A) Redemption Initial Level: Closing Level on Redemption Strike Date (B) Final Reference Level: Closing Level on Final Valuation Date (C) Redemption Strike Level: Redemption Initial Level Provisions relating to a Redemption Barrier Event (A) Redemption Barrier Event: Applicable Redemption Barrier Event European Performance Observation (B) Final Barrier Level: Less than -45% Provisions relating to the redemption amount due or entitlement deliverable Provisions applicable where Redemption Barrier Event is and the Redemption Amount is a Performance-Linked Redemption Amount: (A) Redemption Amount: The Performance-Linked Redemption Amount determined in accordance with the Put Option Provisions Provisions applicable where Redemption Barrier Event is Applicable (A) Provisions applicable to Physical Delivery (B) Redemption Amount due where no Redemption Barrier Event has occurred and no Redemption Upper Barrier Percentage is specified: (C) Redemption Upper Barrier Percentage: -5% 0012230-0005262 ICM:17731969.2 EMTN4314 I. Upper Redemption Amount due where no Redemption Barrier 8 Applicable HUF385,500 per Calculation Amount
II. Event has occurred: Lower Redemption Amount due where no Redemption Barrier Event has occurred: Applicable HUF300,000 per Calculation Amount (D) Redemption Amount due where a Redemption Barrier Event has occurred: Applicable - the Performance-Linked Redemption Amount determined in accordance with the Put Option Provisions Performance-Linked Redemption Amount: (A) Performance-Linked Redemption Amount: Put Option: Applicable I. Maximum Redemption Amount: HUF165,000 per Calculation Amount II. Minimum Redemption Amount: III. Final Participation Rate (FPR): Call Option: Call Spread Put Spread Option: Twin Win Option: Redemption Underlying Valuation Provisions (A) Valuation Disruption (Scheduled Trading Days): Move in Block (B) Valuation Disruption (Disrupted Days): Value What You Can (C) Valuation Roll: Eight 15. FX Provisions: GENERAL PROVISIONS APPLICABLE TO THE NOTES 16. Form of Notes: Registered Notes 17. New Global Note/New Safekeeping Structure: No Regulation S Global Registered Note Certificate registered in the name of a nominee for a common depositary for Euroclear and Clearstream, Luxembourg 0012230-0005262 ICM:17731969.2 EMTN4314 9
18. Business Centres: Budapest, London and New York City 19. Business Day Jurisdiction(s) or other special provisions relating to payment dates: Budapest, London and New York City 20. Talons for future Coupons to be attached to Definitive Notes (and dates on which such Talons mature): 21. Redenomination, renominalisation and reconventioning provisions: Applicable: The provisions of Condition 16 of the General Conditions apply 22. Consolidation provisions: The provisions of Condition 12 of the General Conditions apply 23. Name and address of Calculation Agent: Citigroup Global Markets Limited (acting through its Equity Exotics desk (or any successor department/group)) at Citigroup Centre, Canada Square, Canary Wharf, London E14 5LB, United Kingdom 24. Determinations: Commercial Determination 0012230-0005262 ICM:17731969.2 EMTN4314 10
Signed on behalf of the Issuer: Digitally signed by Petrus Weel DN: cn=petrus Weel, ou=adobe(r)-cds, o=citigroup Inc., c=us, email=pascal.weel@citi.com Date: 2013.08.06 15:20:45-04'00' By:... Duly authorised 0012230-0005262 ICM:17731969.2 EMTN4314 11
PART B OTHER INFORMATION 1. LISTING AND ADMISSION TO TRADING Admission to trading and listing: Application has been made by the Issuer (or on its behalf) for the Notes to be admitted to trading on the regulated market of the Irish Stock Exchange and listed on the official list of the Irish Stock Exchange with effect from on or around the Issue Date 2. RATINGS Ratings: The Notes are not rated 3. INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE/OFFER Save for any fees payable to the Authorised Offeror(s), so far as the Issuer is aware, no person involved in the offer of the Notes has an interest material to the Offer 4. REASONS FOR THE OFFER, ESTIMATED NET PROCEEDS AND TOTAL EXPENSES 5. YIELD (i) Reasons for the Offer: See "Use of Proceeds" in Section D.1 Description of Citigroup Inc. in the Base Prospectus (ii) Estimated net proceeds: An amount equal to the final Aggregate Principal Amount of the Notes issued on the Issue Date. For the avoidance of doubt, the estimated net proceeds reflect the proceeds to be received by the Issuer on the Issue Date. They are not a reflection of the fees payable by/to the Dealer and the Distributor(s) (iii) Estimated total expenses: Approximately EUR15,000 (listing fees and legal expenses) Unified Yield Rate: For the purposes of the Hungarian Offer, the unified yield rate is between 0 and 9.50 (inclusive) per cent. per annum 0012230-0005262 ICM:17731969.2 EMTN4314 As set out above, the unified yield rate is calculated at the Issue Date on the basis of the Issue Price. It is not an indication of future yield 6. INFORMATION ABOUT THE PAST AND FURTHER PERFORMANCE AND VOLATILITY OF THE OR EACH UNDERLYING Information about the past and further performance of the or each Underlying is available from the applicable Electronic Page(s) specified for such Underlying in Part A above 7. DISCLAIMER Bloomberg Certain information contained in this Final Terms consists of extracts from or summaries of 12
information that is publicly-available from Bloomberg L.P. (Bloomberg ). The Issuer accepts responsibility for accurately reproducing such extracts or summaries and, as far as the Issuer is aware and is able to ascertain from such publicly-available information, no facts have been omitted which would render the reproduced information inaccurate or misleading. Bloomberg makes no representation, warranty or undertaking, express or implied, as to the accuracy of the reproduction of such information, and accepts no responsibility for the reproduction of such information or for the merits of an investment in the Notes. Bloomberg does not arrange, sponsor, endorse, sell or promote the issue of the Notes. 8. OPERATIONAL INFORMATION ISIN Code: XS0950494780 Common Code: 095049478 CUSIP: WKN: Valoren: Any clearing system(s) other than Euroclear Bank S.A./N.V., Clearstream Banking, société anonyme and DTC and the relevant identification number(s) and details relating to the relevant depositary, if applicable: Delivery: Names and address of the Swedish Notes Issuing and Paying Agent (if any): Names and address of the Finnish Notes Issuing and Paying Agent (if any): Names and addresses of additional Paying Agent(s) (if any): Intended to be held in a manner which would allow Eurosystem eligibility: Delivery versus payment No 9. DISTRIBUTION (i) Method of distribution: Non-syndicated (ii) If syndicated, names and addresses of the Lead Manager and the other Managers and underwriting commitments: (iii) Date of Subscription Agreement: (iv) Stabilising Manager(s) (if any): 0012230-0005262 ICM:17731969.2 EMTN4314 13
(v) If non-syndicated, name and address of Dealer: Citigroup Global Markets Limited at Citigroup Centre, Canada Square, Canary Wharf, London E14 5LB, United Kingdom (vi) Total commission and concession: Up to 5.00 per cent. of the Aggregate Principal Amount which comprises the initial distribution fee payable to the Authorised Offeror. Investors can obtain more information about this fee by contacting the relevant Authorised Offeror or the Dealer at the relevant address(es) set out herein. In addition to the Hungarian Offer Price the Authorised Offeror may charge investors in Hungary an initial participation commission of up to 2.00 per cent. of the Aggregate Principal Amount. Investors can obtain more information about this fee by contacting the Authorised Offeror at the address(es) set out herein (vii) Swiss selling restrictions: (viii) Non-exempt Offer: An offer (The Hungarian Offer) of the Notes may be made by the Hungarian Initial Authorised Offeror(s)) other than pursuant to Article 3(2) of the Prospectus Directive during the period from (and including) 12 July 2013 to (and including) 31 July 2013 (the Hungarian Offer Period) in the Republic of Hungary (Hungary) If the Issuer receives subscriptions for Notes with an Aggregate Principal Amount of HUF1,500,000,000, the Issuer may close the Hungarian Offer Period before 31 July 2013, PROVIDED THAT the Hungarian Offer Period shall not be shorter than three Business Days In the event that the Hungarian Offer Period is shortened as described above, the Issuer shall publish a notice on the web-site of the Central Bank of Ireland (www.centralbank.ie) Offers (if any) in any Member State other than the Public Offer Jurisdiction(s) will only be made pursuant to an exemption from the obligation under the Prospectus Directive as implemented in such countries to publish a prospectus Authorised Offeror(s) means the Initial Authorised Offeror(s) Initial Authorised Offeror(s) means the Hungarian Initial Authorised Offeror(s) Public Offer Jurisdiction(s) means Hungary See further Paragraph 10 below 0012230-0005262 ICM:17731969.2 EMTN4314 14
(ix) General Consent: (x) Other conditions to consent: 10. TERMS AND CONDITIONS OF THE OFFER Offer Price: The offer price in respect of each Calculation Amount offered by the Hungarian Initial Authorised Offeror(s) to investors in Hungary (the Hungarian Offer Price) is HUF300,000 In addition to the Hungarian Offer Price, the Hungarian Initial Authorised Offeror(s) may charge an initial participation commission as set out in item 9(vi) of this Part B above Conditions to which the Offer is subject: Description of the application process: Applications for the purchase of Notes may be made by a prospective investor to the Hungarian Initial Authorised Offeror(s) at the sale locations and during the business hours as set out below Pursuant to anti-money laundering laws and regulations in force in the United Kingdom, the Issuer, Citigroup Global Markets Limited or any of their authorised agents may require evidence in connection with any application for Notes, including further identification of the applicant(s), before any Notes are issued Each prospective investor in Hungary should ascertain from the Hungarian Initial Authorised Offeror(s) when the Hungarian Initial Authorised Offeror(s) will require receipt of cleared funds from it in respect of its application for the purchase of any Notes and the manner in which payment should be made to the Hungarian Initial Authorised Offeror(s) Description of possibility to reduce subscriptions and manner for refunding excess amount paid by applicants: The Issuer may decline applications and/or accept subscriptions which would exceed the Aggregate Principal Amount of HUF1,500,000,000 as further detailed below It may be necessary to scale back applications under the Hungarian Offer due to over-subscription The Issuer therefore reserves the right, in its absolute discretion, to decline valid applications for Notes under the Hungarian Offer. Accordingly, an applicant for Notes may, in such circumstances, not be issued the number of Notes for which it has applied 0012230-0005262 ICM:17731969.2 EMTN4314 15
In the event that the Issuer scales back applications, the Notes will be allotted proportionately to the subscription of the relevant investor to the total number of the Notes subscribed by all subscribers Excess application monies will be returned (without interest) to applicants by no later than seven days after the date that the Hungarian Offer Period closes. Excess application monies will be returned (without interest) by cheque mailed to the relevant applicant's address as indicated on the application form, or by wire transfer to the bank account as detailed on the application form or by any other method as the Issuer deems to be appropriate The Issuer also reserves the right to accept any subscriptions for Notes which would exceed the 'up to' aggregate principal amount of the Notes of HUF1,500,000,000 and the Issuer may increase the 'up to' aggregate principal amount of the Notes The Issuer shall either publish a new final terms in respect of any fungible increase in aggregate principal amount or shall publish a supplement in respect thereof on the web-site of the Central Bank of Ireland (www.centralbank.ie) Details of the minimum and/or maximum amount of application: Details of the method and time limits for paying up and delivering the Notes: The minimum amount of a subscription is the Calculation Amount Notes will be available on a delivery versus payment basis The Issuer estimates that the Notes will be delivered to the purchaser's respective book-entry securities accounts on or around the Issue Date Manner in and date on which results of the offer are to be made public: By means of a notice published by the Issuer on the web-site of the Central Bank of Ireland (www.centralbank.ie) Such notice shall be published within five calendar days of the close of the Hungarian Offer Period Procedure for exercise of any right of preemption, negotiability of subscription rights and treatment of subscription rights not exercised: Whether tranche(s) have been reserved for certain countries: Process for notification to applicants of the amount allotted and the indication whether dealing may begin before notification is Applicants will be notified directly by the Hungarian Initial Authorised Offeror(s) of the success of their application 0012230-0005262 ICM:17731969.2 EMTN4314 16
made: Amount of any expenses and taxes specifically charged to the subscriber or purchaser: Dealing in the Notes may commence on the Issue Date Apart from the Hungarian Offer Price, the Issuer is not aware of any expenses and taxes specifically charged to the subscriber or purchaser For details of withholding taxes applicable to subscribers in Hungary see the section entitled "Hungarian Taxation" under "Taxation of Notes" in the Base Prospectus Name(s) and address(es), to the extent known to the Issuer, of the placers in the various countries where the offer takes place. The Notes will be publicly offered in Hungary through the Hungarian Initial Authorised Offeror(s) at the following locations and during the specified business hours: Budapest I., kerület Hegyalja út 7-13. Mo-Fr: 9-16 Budapest III., kerület Lajos u. 76-80. Mo, We: 8-17 Tu, Th: 8-16 Fr: 8-15 Budapest V., kerület Vörösmarty tér 4. Mo-Th: 9-17 Fr: 9-16 Budapest VI., kerület Váci út 1-3 Westend City Center Mo-Th: 10-18 Fr: 10-17 Sa: 10-14 Budapest IV., kerület Árpád út 75. Mo, We: 8-17 Tu, Th: 8-16 Fr: 8-15 Budapest XIII., kerület Váci út 35. Mo, We: 8-17 Tu, Th: 8-16 Fr: 8-15 Budapest VI., kerület Oktogon tér 1. Mo, We: 8-17 Tu, Th: 8-16 Fr: 8-15 Budapest VIII., kerület Kerepesi út 9. Aréna Pláza Mo-Th: 10-18 Fr: 10-17 0012230-0005262 ICM:17731969.2 EMTN4314 17
Sa: 10-14 Budapest XIV., kerület Örs vezér tere 24. Sugár Üzletközpont Mo-Th: 10-18 Fr: 10-17 Budapest XXI., kerület Kossuth Lajos utca 91. Csepel Mo, We: 8-17 Tu, Th: 8-16 Fr: 8-15 Budapest II., kerület Lövőház u. 2-6. Mammut Bevásárlóközpont Mo-Th: 10-18 Fr: 10-17 Sa: 10-14 Budapest XI., kerület Bercsényi u. Simplon Udvar (Allee) Mo-Th: 10-18 Fr: 10-17 Sa: 10-14 Békéscsaba, Munkácsy Mihály u. 3. Mo: 8-17 Tu-Th: 8-16 Fr: 8-15 Debrecen, Piac u. 51. Mo: 8-17 Tu-Th: 8-16 Fr: 8-15 Eger, Deák Ferenc u. 1. Mo: 8-17 Tu-Th: 8-16 Fr: 8-15 Győr, Király u. 14. Mo: 8-17 Tu-Th: 8-16 Fr: 8-15 H-2100 Gödöllő, Dózsa György út 33. Mo: 8-17 Tu-Th: 8-16 Fr: 8-15 Kecskemét, Petőfi S. u. 1. Mo: 8-17 Tu-Th: 8-16 Fr: 8-15 0012230-0005262 ICM:17731969.2 EMTN4314 18
11. UNITED STATES TAX CONSIDERATIONS Miskolc, Bajcsy-Zsilinszky u. 1-3. Mo: 8-17 Tu-Th: 8-16 Fr: 8-15 Nyíregyháza, Bethlen Gábor u. 1. Mo: 8-17 Tu-Th: 8-16 Fr: 8-15 Pécs, Jókai tér 2. Mo: 8-17 Tu-Th: 8-16 Fr: 8-15 Szeged, Nagy Jenő u. 1. Mo: 8-17 Tu-Th: 8-16 Fr: 8-15 Székesfehérvár, Liszt Ferenc u. 1. Mo: 8-17 Tu-Th: 8-16 Fr: 8-15 Szolnok, Kossuth Lajos u. 7. Mo: 8-17 Tu-Th: 8-16 Fr: 8-15 Szombathely, Kossuth Lajos u. 10. Mo: 8-17 Tu-Th: 8-16 Fr: 8-15 Zalaegerszeg, Kossuth Lajos u. 25-27. Mo: 8-17 Tu-Th: 8-16 Fr: 8-15 For U.S. federal income tax purposes, the Issuer will treat the Notes as options 0012230-0005262 ICM:17731969.2 EMTN4314 19
ANNEX SUMMARY Summaries are made up of disclosure requirements known as "Elements". These Elements are numbered in Sections A E (A.1 E.7). This Summary contains all the Elements required to be included in a summary for Notes, the Issuer and the Guarantor (where the Issuer is CGMFL). Because some Elements are not required to be addressed, there may be gaps in the numbering sequence of the Elements. Even though an Element may be required to be inserted in a summary because of the type of securities, issuer and guarantor, it is possible that no relevant information can be given regarding the Element. In this case a short description of the Element should be included in the summary explaining why it is not applicable. SECTION A INTRODUCTION AND WARNINGS Element Title A.1 Introduction This summary should be read as an introduction to the Base Prospectus and the applicable Final Terms. Any decision to invest in the Notes should be based on consideration of the Base Prospectus as a whole, including any documents incorporated by reference and the applicable Final Terms. Where a claim relating to information contained in the Base Prospectus and the applicable Final Terms is brought before a court, the plaintiff investor might, under the national legislation of the Member States, have to bear the costs of translating the Base Prospectus and the applicable Final Terms before the legal proceedings are initiated. Civil liability in Member States attaches only to those persons who have tabled the summary including any translation thereof, but only if the summary is misleading, inaccurate or inconsistent when read together with the other parts of the Base Prospectus and the applicable Final Terms, or it does not provide, when read together with the other parts of the Base Prospectus and the applicable Final Terms, key information in order to aid investors when considering whether to invest in the Notes. A.2 Consent The Notes may be offered in circumstances where there is no exemption from the obligation under the Prospectus Directive to publish a prospectus (a Nonexempt Offer). Non-exempt Offer in the Republic of Hungary: Subject to the conditions set out below, Citigroup Inc. consent(s) to the use of this Base Prospectus in connection with a Non-exempt Offer of Notes by the Dealers and Citibank Europe plc, Hungarian Branch Office (each an Authorised Offeror in the Republic of Hungary). Citigroup Inc.'s consent referred to above is given for Non-exempt Offers of Notes during the period from (and including) 12 July 2013 to (and including) 31 July 2013 (the Hungarian Offer Period). The conditions to the consent of Citigroup Inc. are that such consent: (a) (b) is only valid during the Hungarian Offer Period; and only extends to the use of this Base Prospectus to make Non-exempt Offers of the relevant Tranche of Notes in the Republic of Hungary. 0012230-0005262 ICM:17731969.2-20 -