a) 250 EUR minden kilome teres vagy ro videbb repu lo u tra; a) EUR 250 for all flights of 1500 kilometres or less;

Átírás

1 A PANNONHITEL ZRT. A LTALA NOS SZERZO DE SI FELTE TELEI LE GI UTASOK KA RTALANI TA S IRA NTI KO VETELE SEINEK MEGVA SA RLA SA VAL E S E RVE NYESI TE SE VEL KAPCSOLATOSAN GENERAL TERMS AND CONDITIONS OF PANNONHITEL ZRT. IN RELATION TO PURCHASING AND VALIDATING AIR PASSENGERS COMPENSATION CLAIMS I. A PANNONHITEL ZRT. CE GES ADATAI I. DATA OF PANNONHITEL ZRT. PannonHitel Pe nzu gyi Za rtko ru en Mu ko do Re szve nyta rsasa g (sze khely: 1024 PannonHitel Pe nzu gyi Za rtko ru en Mu ko do Re szve nyta rsasa g (seat: 1024 Budapest, Ro zsahegy utca em. 1., ce gjegyze k sza ma: , Budapest, Ro zsahegy utca em. 1., registration number: , ado sza ma: , ke pviselete ben: Ba nfai Gergely Szabolcs taxation number: , represented by: Ba nfai Gergely Szabolcs igazgato tana csi tag/dr. Varga Eszter Zsuzsanna igazgato tana csi tag) (a board member/dr. Varga Eszter Zsuzsanna board member) (hereinafter: tova bbiakban: PannonHitel) Flight Refund Korla tolt Felelo sse gu Ta rsasa g PannonHitel) Flight Refund Korla tolt Felelo sse gu Ta rsasa g (seat: 1053 (sze khelye: 1053 Budapest, Sze p utca 2., ce gjegyze k sza ma: , Budapest, Sze p utca 2., registration number: , taxation ado sza ma: , ke pviselete ben: Csuhaj Miklo s u gyvezeto ), (a number: , represented by: Csuhaj Miklo s managing director), tova bbiakban: Flight Refund), mint a PannonHitel egyu ttmu ko do fu ggo u gyno ke (hereinafter: Flight Refund) the tied agent of PannonHitel fulfils the related ve gzi a szolga ltata shoz kapcsolo do marketing, e s sales feladatokat, valamint marketing and sales activities and provides the front office IT and biztosi tja az egyu ttmu ko de shez szu kse ges front office informatikai e s accounting system necessary to the, as cooperation. elsza mola si rendszert is. II. DEFINITIONS APPLICABLES IN THE GENERAL TERMS AND II. AZ A LTALA NOS SZERZO DE SI FELTE TELEKBEN HASZNA LT FOGALMAK CONDITIONS 2.1 Le gi utas: az Euro pai Unio ban lako hellyel rendelkezo Utas, akit jelen A ltala nos Szerzo de si Felte telek III. 3.2 a.) b.) vagy c.) pontjaiban meghata rozottak szerint ka r e rt, e s aki a 261/2004 EK rendelet 7. cikke szerinti ka rtalani ta s ira nti ko vetele se t (tova bbiakban: Ko vetele s) a PannonHitelre ki va nja engedme nyezni. 2.2 Le gita rsasa g: a Le gi utas a ltal megadott informa cio alapja n a 261/2004 EK rendelet 7. cikke szerint ka rtalani ta s megfizete se re ko telezett ja ratot u zemelteto le gifuvarozo. 2.3 Engedme nyeze si szerzo de s: A Le gi utas e s a PannonHitel ko zo tt le trejo tt ko vetele sva sa rla si szerzo de s, amely alapja n a Le gi utas a 261/2004 EK rendelet 7. cikke alapja n fenna llo Ko vetele se t a PannonHitelre ruha zza a t. 2.1 Air passenger: Means a Passenger who has registered address within the territory of the European Union and who has been inconvenienced according to Section 3.2 a.), b.) or c) of Chapter III. of this General Terms and Conditions and with who PannonHitel has been concluded an Assignment Agreement having as its subject the enforcement of his/her claim on the basis of Article 7. of the Regulation (EC) No 261/ Airline: Operating air carrier that is obliged to pay compensation according to Article 7. of the Regulation (EC) No 261/2004 on the basis of the information provided by the Air passenger. 2.3 Assignment Agreement: A Claim Purchase Agreement concluded between the Air Passenger and PannonHitel according to which the Air Passenger transfers his/her outstanding claim for compensation to PannonHitel on the basis of Article 7. of the Regulation (EC) No 261/2004. III. A PANNONHITEL A LTAL E RVENYESI TETT KO VETELE S JOGALAPJA III. DESCRIPTION OF PANNONHITEL S SERVICES 3.1 A PannonHitel ce lja, hogy a ka rosult Le gi utasoknak a 261/2004 EK rendelet 3.1 The objective of PannonHitel is to enforce the Air Passengers claims 7. cikke alapja n felmeru lt ka rtalani ta s ira nti Ko vetele seit a Le gita rsasa gokkal against the Airlines arising on the basis of Article 7. of the Regulation (EC) szemben, mint engedme nyes e rve nyesi tse. A PannonHitel rendelkezik azzal a No 261/2004. as Assignee. PannonHitel disposes of all the legal and szu kse ges jogi e s technolo giai ero forra ssal, amely a Ko vetele sek to meges technological resources necessary to enforce, manage and record the Air kezele se hez e s nyilva ntarta sa hoz szu kse ges. E ko rben a PannonHitel a Le gi Passenger s Claims. In this frame PannonHitel enforces the Air Passengers utasok Ko vetele seit saja t jogon e rve nyesi ti a le gi utasokkal ko to tt Claims in its own right according to the Assignment Agreement concluded engedme nyeze si szerzo de s alapja n. A PannonHitel ta je koztatja a Le gi utasokat with them. PannonHitel informs the Air Passenger that according to section arro l, hogy a Hitelinte zetekro l e s Pe nzu gyi Va llalkoza sokro l szo lo e vi 3.. (1) l. of the Act CCXXXVII. on Credit Institutions and Financial CCXXXVII. to rve ny (Hpt.) 3..(1) bek. l.) pontja alapja n a ko vetele s u zletszeru Enterprises the businesslike purchase of a claim is considered as permit va sa rla sa engede lyhez ko to tt pe nzu gyi szolga ltata snak mino su l. A PannonHitel required financial services. PannonHitel Zrt. declares that it is a company Zrt. kijelenti, hogy pe nzu gyi szolga ltata s nyu jta sa ra vonatkozo engede llyel possessing permit to provide financial services. (Hungarian National Bank rendelkezo gazdasa gi ta rsasa g (MNB engede lyeze si hata rozat sza ma: H-EN-Ilicence decision number: H-EN-I- 1128/2013). 1128/2013). 3.2 A PannonHitel a Le gi utasok ala bbi ko vetele seinek e rve nyesi te se t va llalja a 3.2 PannonHitel undertakes to enforce the following claims of Air 261/2004 EK rendelet 7. cikke alapja n: passengers according to Article 7. of the Regulation (EC) No 261/2004.: a.) Besza lla s visszautasi ta sa a.) Denied boarding Amennyiben a Le gi utasok besza lla sa t akaratuk ellene re visszautasi totta k, a Le gi If boarding is denied to Air passengers against their will, they are entitled to utasoknak ka rtalani ta shoz valo joguk meru l fel. A ka rtalani ta s me rte ke: compensation. The amount of the compensation shall be: b) 400 EUR minden kilome terne l hosszabb Ko zo sse gen belu li (e rtsd: b) EUR 400 for all intra-community flights (means in the: European Euro pai Unio n belu li) repu lo u tra e s minden egye b, 1500 e s 3500 kilome ter Community) of more than 1500 kilometres, and for all other flights between c) 600 EUR minden, az a) e s b) pontba nem sorolhato repu lo u tra. c) EUR 600 for all flights not falling under a) or b). Amennyiben az utasoknak a tfoglala st aja nlanak ve gso ce la lloma sukhoz egy olyan alternati v le gi ja raton, amelynek e rkeze si ido pontja annak a ja ratnak a menetrend szerinti e rkeze si ido pontja na l, amelyre eredetileg jegyet va ltottak legfeljebb a) ke t o ra val ke so bbi, az o sszes kilome teres vagy anna l ro videbb repu lo u t esete ben; vagy b) ha rom o ra val ke so bbi, az o sszes kilome terne l hosszabb Ko zo sse gen belu li (e rtsd: Euro pai Unio n belu li) repu lo u t tekintete ben e s minden egye b, e s kilome ter ko zo tti repu lo u t esete ben, vagy c) ne gy o ra val ke so bbi, az a) e s b) pontba nem sorolhato o sszes egye b repu lo u t esete ben, akkor a Le gita rsasa g az elo zo pontokban elo iŕt ka rtalani ta st 50 %-kal cso kkentheti. b.) Ja rat to rle se If the Airline offered re-routing to the passengers to their final destination on an alternative flight, and the arrival time of this flight does not exceed the scheduled arrival time of the originally booked flight a) by two hours, in respect of all flights of 1500 kilometres or less; or b) by three hours, in respect of all intra- Community flights (means in the: European Community) of more than 1500 kilometres and for all other flights between or (c) by four hours, in respect of all flights not falling under a) or b) the Airline may reduce the compensation provided in the above indicated Sections by 50 %. b.) Cancellation Ja rat to rle se esete n az e rintett Le gi utasoknak ka rtalani ta shoz valo joguk meru l In case a flight has been cancelled, the Air passengers concerned shall have fel, kive ve, the right for compensation by the operating air carrier unless: a) ha legala bb 2 he ttel a menetrend szerinti indula si ido pont elo tt ta je koztatta k a) they were informed of the cancellation at least two weeks before the o ket a ja ratto rle sro l vagy scheduled time of departure; or b) az indula s menetrend szerinti ido pontja elo tt legkora bban ke t he ttel e s b) they were informed of the cancellation between two weeks and seven legke so bb he t nappal ta je koztatta k o ket a ja rat to rle se ro l e s a tfoglala st days before the scheduled time of departure and were offered re-routing, aja nlottak sza mukra, leheto ve te ve, hogy legfeljebb a menetrend szerinti indula s allowing them to depart no more than two hours before the scheduled time ido pontja elo tt ke t o ra val kora bban induljanak e s ve gso ce la lloma sukat a of departure and to reach their final destination less than four hours after menetrend szerinti e rkeze si ido ponthoz ke pest legfeljebb ne gy o ra s ke se ssel the scheduled time of arrival; or e rje k el; vagy c) they were informed of the cancellation less than seven days before the c) az indula s menetrend szerinti ido pontja elo tti he t napon belu l ta je koztatta k scheduled time of departure and were offered re- routing, allowing them to o ket a ja rat to rle se ro l, e s a tfoglala st aja nlottak sza mukra, leheto ve te ve, hogy depart no more than one hour before the scheduled time of departure and to legfeljebb egy o ra val a menetrend szerinti indula s ido pontja elo tt induljanak, e s reach their final destination less than two hours after the scheduled time of ve gso ce la lloma sukat a menetrend szerinti e rkeze si ido ponthoz ke pest legfeljebb arrival. ke t o ra s ke se ssel e rje k el. A ka rtalani ta s me rte ke: The amount of the compensation shall be: 1

2 b) 400 EUR minden kilome terne l hosszabb Ko zo sse gen belu li (e rtsd: Euro pai Unio n belu li) repu lo u tra e s minden egye b, e s kilome ter EUR 400 for all intra-community flights (means in the: European Community) of more than 1500 kilometres, and for all other flights between c) 600 EUR minden, az a) e s b) pontba nem sorolhato repu lo u tra. c) EUR 600 for all flights not falling under (a or (b. Amennyiben a Le gi utasoknak a tfoglala st aja nlanak ve gso ce la lloma sukhoz egy When Air Passengers are offered re- routing to their final destination on an olyan alternati v le gi ja raton, amelynek e rkeze si ido pontja annak a ja ratnak a alternative flight, that s arrival time does not exceed the scheduled arrival menetrend szerinti e rkeze si ido pontja na l, amelyre eredetileg jegyet va ltottak time of the originally booked flight legfeljebb a) ke t o ra val ke so bbi, az o sszes kilome teres vagy anna l ro videbb repu lo u t a) by two hours, in respect of all flights of 1500 kilometres or less; or esete ben; vagy b) ha rom o ra val ke so bbi, az o sszes kilome terne l hosszabb Ko zo sse gen belu li (e rtsd: Euro pai Unio n belu li) repu lo u t tekintete ben e s minden egye b, e s kilome ter ko zo tti repu lo u t esete ben, vagy c) ne gy o ra val ke so bbi, az a) e s b) pontba nem sorolhato o sszes egye b repu lo u t esete ben, akkor a Le gita rsasa g az elo zo pontokban elo iŕt ka rtalani ta st 50 %-kal cso kkentheti. c.) To bb, mint 3 o ra s ke se ssel e rkezo ja rat b) by three hours, in respect of all intra- Community flights (means in the: European Community) of more than 1500 kilometres and for all other flights between or (c) by four hours, in respect of all flights not falling under a) or b), the Airline may reduce the compensation provided in the above indicated sections by 50 %. c.) Flight with more than 3 hours delay Tekintettel az Euro pai Biŕo sa g C-402/07 e s C-432/07 sza mu egyesi tett On the basis of the decision of the European Court of Justice in the joined u gyekben hozott i te lete re, amely szerint a 261/2004 EK rendeletet (a cases C-402/07 and C-432/07, the Regulation EC No 261/2004. (hereinafter tova bbiakban: Rendelet ) u gy kell e rtelmezni, hogy a ke se ssel e rintett ja ratok referred to as: Regulation ) shall be interpreted in such a way that utasait a to ro lt ja ratok utasaihoz hasonlo knak lehet tekinteni a ka rtalani ta si jog passengers of flights with more than 3 hours delay shall be considered the alkalmaza sa szempontja bo l, eze rt ezen utasok hivatkozhatnak a Rendelet 7. same by applying for compensation according to Article 7 of the Regulation cikke a ltal elo iŕt ka rtalani ta s ira nti jogra, amennyiben a ke se ssel e rintett le gi as passengers whose flight has been cancelled if they lose three or more ja rat ko vetkezte ben ha romo ra s vagy azt meghalado ido vesztese get szenvednek, hours due to the fact that they reach their final destination three or more vagyis ha ve gso ce la lloma sukat a Le gita rsasa g a ltal eredetileg tervezetthez hours later than the scheduled arrival time. ke pest ha rom vagy to bb o ra val ke so bb e rik el. A ka rtalani ta s me rte ke: The amount of the compensation shall be: b) 400 EUR minden kilome terne l hosszabb Ko zo sse gen belu li (e rtsd: Euro pai Unio n belu li) repu lo u tra e s minden egye b, e s kilome ter b) EUR 400 for all intra-community flights (means in the: European Community) of more than 1500 kilometres, and for all other flights between c) 600 EUR minden, az a) e s b) pontba nem sorolhato repu lo u tra. c) EUR 600 for all flights not falling under a) or b). THE CONSIDERATION OF THE SERVICES PROVIDED BY FLIGHT REFUND IV. A KO VETELE S VE TELA RA LTD. 4.1 A PannonHitel az engedme nyeze s visszterhesse ge t az annak ta rgya t ke pezo 4.1 The consideration of the services provided by PannonHitel depends on Ko vetele s e rve nyesi te se nek kimenetele to l teszik fu ggo ve az ala bbiak szerint: the successful outcome of the Air Passengers claims enforcement based on Az engedme nyeze s visszterhes, amennyiben a PannonHitel a Le gita rsasa ggal the followings: szemben fenna llo Ko vetele st re szben, vagy ege szben sikeresen e rve nyesi ti. The assignment is onerous if PannonHitel validates the totally or partly Ennek hia nya ban az engedme nyeze s ingyenes. amount of the assigned claim successfully against the Airline. In default of Sikeres Ko vetele se rve nyesi te snek mino su l, amennyiben a Le gita rsasa g a that the assignment is free. Ko vetele s o sszege t a PannonHitel re sze re marade ktalanul megfizeti. The validation of the claim shall be considered as successful if the Airline Re szben sikeres Ko vetele se rve nyesi te snek mino su l, amennyiben a Le gita rsasa g pays the total amount of the Claim to the PannonHitel. a fent megjelo lt Ko vetele s o sszege nek egy re sze t fizeti meg a PannonHitel The validation of the Claim shall be considered as partially successful if the re sze re, tekintettel arra, hogy a felek peres, vagy peren ki vu li egyezse get Airline pays part of the Claim to PannonHitel, regarding the fact that Parties ko to ttek, vagy az illete kes biŕo sa g a ka rte ri te s ira nti perben foglalt Ko vetele snek made a settlement in or out of court stage, or the competent court just partly csak re szben ad helyt. awarded the compensation Claim. 4.2 Amennyiben a Le gita rsasa g a Ko vetele st, vagy annak egy re sze t a PannonHitel re sze re peren ki vu l, vagy peres elja ra st ko veto en, vagy ve grehajta s u tja n megfizeti, u gy a Ko vetele s ve tela ra a Le gita rsasa g a ltal megfizetett Ko vetele s (re sz) to keo sszege nek 70%-a. A Ko vetele s ve tela ra t a PannonHitel a ke zhezve telt ko veto 8 munkanapon belu l banki utala ssal megfizeti a Le gi utas re sze re a Le gi utas a ltal elo zetesen megadott banksza mlasza mra to rte no utala ssal. 4.3 A PannonHitel kifejezetten ro gzi ti, hogy a Le gi utas fele kiza ro lag a 4.2 pontban ro gzi tett esetben a ll be ve tela r fizete si ko telezettse ge, az elo teljesi te st, illetve tova bbi o sszegek ma s jogciḿen to rte no kifizete se t a PannonHitel kifejezetten kiza rja. A PannonHitel kifejezetten kiza rja a Le gi utasnak a Le gita rsasa g nem teljesi te se bo l eredo esetleges ka rte ri te si ige nye t. V. A PANNONHITEL E S A LE GI UTAS KO ZO TTI ENGEDME NYEZE SI SZERZO DE S LE TREJO TTE NEK FELTE TELEI 5.1 Regisztra cio 5.1 Registration A Le gi utas a PannonHitellel to rte no engedme nyeze si szerzo de sko te si sza nde ka t a Flight Refund, mint egyu ttmu ko do fu ggo u gyno k a ltal u zemeltetett ciḿu internetes felu leten to rte no regisztra cio u tja n ko zli. A regisztra cio alkalma val a Le gi utas ko teles e rve nyes ciḿet megadni. A Le gi utas tudoma sul veszi, hogy jelen A ltala nos Szerzo de si Felte telekben megjelo lt ta je koztata shoz valo joga t kiza ro lag ezen ciḿ megada sa t ko veto en gyakorolhatja. A Le gi utas tudoma sul veszi, hogy regisztra cio ja csak akkor to rte nik meg, ha a Le gi utas a PannonHitel a ltal ke rt valamennyi adatot megjelo li. A regisztra cio sikeres megto rte nte ro l a PannonHitel a Le gi utas a ltal megadott e- mail ciḿre e rtesi te st (a tova bbiakban: E rtesi te s) ku ld. 4.2 If the Airline pays the total or partly amount of the assigned claim by the Air passenger to PannonHitel in the frame of an out of court arrangement, a legal action or by execution proceeding, the purchase price of the Claim shall be the 70% of the compensation amount paid by the Airline. PannonHitel shall pay the purchase price of the Claim within 8 business days from the receipt of the Claim via bank transfer to the bank account given previously by the Air passenger. 4.2 PannonHitel expressly set out that its payment obligation occurs exclusively in the case indicated in section 4.2 and therefore PannonHitel expressly excludes its prepayment obligation or any other payment obligation under any legal title. PannonHitel expressly excludes the Air passengers eventual claims for damages due to the fact that the Airline does not comply with its payment obligation. V. CONDITIONS OF CONCLUDING THE ASSIGNMENT AGREEMENT BETWEEN PANNONHITEL AND THE AIR PASSENGER The Air Passenger shall communicate his/her intention to conclude the Assignment Agreement with PannonHitel Zrt. by registering on the following website operated by Flight Refund as tied agent: With the registration the Air passenger shall give a valid address. The Air passenger acknowledges that he/she may exercise his/her right for information indicated in this General Terms and Conditions exclusively by providing this address. The Air Passenger acknowledges that for the validity of the registration he/she shall grant all data required by PannonHitel. PannonHitel shall send a notification (hereinafter referred to as: Notification) about the successfully registration to the Air Passenger s address. 5.2 Szerzo de sko te s 5.2 Conclusion of the Agreement A PannonHitel, a Flight Refund, mint egyu ttmu ko do fu ggo u gyno ko n Flight Refund as the cooperating tied agent of PannonHitel verifies keresztu l,a Le gi utas a ltal megadott rendelkeze sre a llo adatokat a Le gi utas previously the content of data provided by the Air Passenger during the regisztra cio ja t ko veto 3 munkanapon belu l feldolgozza, azok tartalma t proceeding thereof within 3 business days. elo zetesen elleno rzi A PannonHitel az ala bbi esetekben nem va llalja az engedme nyeze si PannonHitel does not undertake the conclusion of the Agreement in szerzo de s megko te se t: the following cases: a.) a PannonHitel alapos okkal felte telezi, hogy a Le gi utas a ltal megadott adatok nem felelnek meg a valo sa gnak, a.) PannonHitel has a justified reason to suppose that the data provided by the Air passenger are incorrect. 2

3 b.) a PannonHitel mega llapi tja, hogy a Le gi utas adatai ugyan megfelelnek a b.) PannonHitel determines that the data provided by the Air Passenger are valo sa gnak, de azok alapja n a Le gi utas nem jogosult ka rtalani ta sra a Rendelet 7. correct however on the basis of these data the Air passenger is not entitled cikke szerint. to compensation according to Article 7. of the Regulation Amennyiben a Le gi utas a ltal megadott adatok alapja n a Le gi utas a If the Air passenger is entitled to compensation according to the Rendelet szerint ka rtalani ta sra jogosult, a PannonHitel, a Flight Refund, mint Regulation on the basis of the information provided by him/her Flight egyu ttmu ko do fu ggo u gyno ko n keresztu l kisza mi tja a ka rtalani ta s lehetse ges Refund as the cooperating tied agent of PannonHitel shall calculate the legmagasabb me rte ke t. Az elo zetes elleno rze si elja ra s eredme nye ro l a possible highest amount of the Claim. PannonHitel shall give a written notice PannonHitel iŕa sban e rtesi ti a Le gi Utast. to the Air passenger about the result of the preliminary verification Amennyiben a Le gi utas Ko vetele se t az elo zetes elleno rze si elja ra s alapja n proceeding. a PannonHitel megalapozottnak tala lja, a PannonHitel, a Flight Refund, mint In case PannonHitel finds the Air passenger s Claim valid during the egyu ttmu ko do fu ggo u gyno ko n keresztu l iŕa sban felhi vja a Le gi utast az preliminary verification proceeding, Flight Refund as the cooperating tied engedme nyeze si szerzo de s megko te se re. agent of PannonHitel calls the Air passenger for entering into the A felhi va st ko veto en a Le gi utas az engedme nyeze si szerzo de st, az Assignment Agreement. After the notification the Air passenger can engedme nyezo szeme lye t is meghata rozo engedme nyeze si e rtesi to t (amely download the assignment documents from its personal user account on the tartalmazza a teljesi te si utasi ta st), valamint az Engedme nyes A ltala nos web page The assignment documents are the Szerzo de si Felte teleit a internetes oldalro l, az following: General Terms and Conditions, assignment agreement, and Engedme nyezo regisztra lt felhaszna lo i fio kja bo l to ltheti le. notification on assignment (that includes the compliance order) A fenti dokumentumok leto lte se t, kinyomtata st e s ala iŕa sa t ko veto en a Le gi After downloading, printing out and signing the above detailed utas mind on-line, mind pedig szeme lyesen, postai u ton, vagy futa rral ko teles documents, the Air passenger shall deliver them online, personally, via post eljuttatni a PannonHitel re sze re a dokumentumokat 3 eredeti pe lda nyban. Az or courier to PannonHitel Zrt. in 3 original copies. After that the assignment engedme nyeze si szerzo de s e s melle kletei ezt ko veto en keru lnek ala iŕa sra a agreement and its annexes will be signed by the PannonHitel. PannonHitel a ltal. The Air passenger will be informed about the takeover of the assignment A szerzo de s e s melle kletei a tve tele ro l a Le gi utas a saja t felhaszna lo i fio kja n agreement and its annexes via his/her personal user account. Furthermore keresztu l keru l e rtesi te sre. Tova bba a Le gi utas a mindke t fe l a ltal ala iŕt the Air passenger can download the both-parties-signed assignment engedme nyeze si szerzo de st szkennelt forma ban leto ltheti saja t felhaszna lo i agreement from the personal user account. Based on the request of the Air fio kja bo l. A PannonHitel a Le gi utas ke re se re postai u ton ko teles 1 pe lda ny passenger PannonHitel shall post one original copy of the assignment eredeti engedme nyeze si szerzo de st e s melle kleteit visszaku ldeni a Le gi utas agreement and its annexes to the Air passenger. re sze re. Az engedme nyeze si szerzo de s mindke t fe l ala iŕa sa val egyideju leg jo n The assignment agreement will come into force after being signed by both le tre a PannonHitel Zrt. e s a Le gi utas ko zo tt. Parties. VI. ADATKEZELE SI SZABA LYOK VI. RULES OF DATA MANAGEMENT 6.1 A Le gi utas a PannonHitel 5.1 pontban megjelo lt internetes felu lete n to rte no 6.1 By registering on the website of PannonHitel the Air Passenger gives regisztra cio val hozza ja rul ahhoz, hogy a PannonHitel a szeme lyes adatait az his/her consent that PannonHitel stores his/her personal data until the pontban megjelo lt e rtesi te s mege rkeze se ig ta rolja. notification indicated in the section In the event PannonHitel concludes the agreement with the Air 6.2 Amennyiben a PannonHitel a Le gi utassal szerzo de st ko t, akkor az passenger,by signing the Assignment Agreement, its annexes, and the engedme nyeze si szerzo de s, az engedme nyeze si okirat, a teljesi te si utasi ta s, General Terms and Conditions he/she gives his/her consent to the valamint az A ltala nos Szerzo de si Felte telek ala iŕa sval a Le gi utas hozza ja rul management of his/her personal data by PannonHitel furthermore he/she ahhoz, hogy a PannonHitel a szeme lyes adatait kezelje, azokat harmadik szeme ly gives his/her consent that PannonHitel transmits his/her personal data to re sze re tova bbi tsa. third person. 6.3 A PannonHitel ko telezettse get va llal arra, hogy a Le gi utasok a ltal megadott ba rmely szeme lyes adatot kiza ro lag a Le gi utas Ko vetele se nek e rve nyesi te se e rdeke ben kezelhet e s haszna lhat fel, azokat kiza ro lag e ce lbo l tova bbi thatja harmadik szeme ly re sze re. 6.3 PannonHitel. undertakes to manage the personal data provided by the Air Passenger exclusively in order to enforce the Claim successfully, and it undertakes to transmit them to a third person only for this purpose. 6.4 Amennyiben a PannonHitel az 5.1 pontban megjelo lt internetes felu letre 6.4 In the event PannonHitel does not conclude an agreement with the Air regisztra lo Le gi utassal nem ko t szerzo de st, akkor a szerzo de sko te s akada lya ro l passenger registered on its website it undertakes to cancel immediately to rte no pont szerinti ta je koztata st ko veto en a Le gi utas a ltal megadott his/her personal data following the notification from the obstacles of the valamennyi szeme lyes adatot halade ktalanul to rli a rendszere bo l. E conclusion of the agreement indicated in section PannonHitel has the ko telezettse ge akkor is fenna ll, ha a Le gi utassal ko to tt engedme nyeze si same obligation in the event the agreement is terminated for any reason. szerzo de s ba rmilyen okbo l kifolyo lag megszu nik. In the event Air passenger does not send back the signed assignment Amennyiben a Le gi utas az e rtesi te sto l sza mi tott 90 napon belu l sem ku ldi vissza agreement and its annexes within 90 days from the notification to az ala iŕt engedme nyeze si szerzo de st e s melle kleteit a PannonHitel re sze re, a PannonHitel, PannonHitel deletes immediately the Air passenger s personal PannonHitel a Le gi utas a ltal megadott valamennyi szeme lyes adatot data from its system. halade ktalanul to rli a rendszere bo l. 6.5 A Le gi utas az a ltala ko zo lt adatok valo sa gtartalma e rt felelo sse ggel tartozik. Ha a le gi utas neki felro hato mo don a PannonHitel. re sze re valo tlan adatokat ko zo l, e s ebbo l a PannonHitelnek to bbletko ltse ge, vagy ka ra sza rmazik, a PannonHitel a Le gi utasto l ka rte ri te st ko vetelhet a Polga ri To rve nyko nyv 6:142 alapja n. VII. EGYU TTMU KO DE SI E S TA JE KOZTATA SI KO TELEZETTSE G, AZ IGE NYE RVE NYESI TE S SZAKASZAI 7.1 A Le gi utas a Ko vetele s e rve nyesi te se sora n ko teles egyu ttmu ko dni e s PannonHitellel e s Flight Refunddal, mint egyu ttmu ko do fu ggo u gyno kkel, e s a szu kse ges jognyilatkozatokat megadni. 7.2 E ko rben a Le gi utas ko teles e rtesi teni a PannonHitelt, ku lo no sen akkor, ha a Le gita rsasa g a fenna llo Ko vetele ssel kapcsolatban a Le gi utas re sze re aka r szo ban, aka r iŕa sban ba rmilyen informa cio t, adatot ko zo l, vagy ko telezettse get teljesi t. Amennyiben a Le gi utas jelen pontban foglalt ko telezettse ge nek nem tesz eleget, u gy ko teles a PannonHitel ebbo l eredo ka ra t megte ri teni. 7.3 A PannonHitel ko teles a Le gi utast a Ko vetele s e rve nyesi te se nek fa zisairo l az ala bbiak szerint ta je koztatni. A Le gi utas a Ko vetele s e rve nyesi te se nek aktua lis fa zisairo l oly mo don ta je kozo dhat, hogy az 5.1 pontban megjelo lt regisztra cio alkalma val megadott ciḿ e s kapott jelszo megada sa val a internetes oldalon a saja t felhaszna lo i felu lete re bejelentkezik. A bejelentkeze st ko veto en megjelenik a Le gi utas saja t elektronikus felu lete, mely felu leten megtekintheti a Ko vetele s e rve nyesi te se nek aktua lis szakasza t. 6.5 The Air Passenger is liable for the reality of the data provided by him/her. If the Air passenger provides false information for a reason attributable to him/her he/she is liable for all damages or additional costs of PannonHitel resulting from this fact according to article 6:142 of the Hungarian Civil Code. VII. OBLIGATION FOR COOPERATION AND INFORMATION, PHASES OF THE ENFORCEMENT OF THE CLAIM 7.1 The Air passenger shall cooperate and give any necessary statement to PannonHitel and Flight Refund as cooperating tied agent during the enforcement of the Claim upon request. 7.2 In the frame of this obligation the Air passenger shall notify PannonHitel especially in the event the Airline communicates him/her in words or in writing any information, or data in connection with the outstanding claim or it performs any obligations thereof. If the Air passenger fails to communicate the above indicated information he/she shall be liable for the damages of PannonHitel resulting from this failure. 7.3 PannonHitel shall inform the Air passenger about the stages of enforcing the Claim as follows. The Air passenger may get information about the actual stage of the Claim s enforcement with logging in the website of and by giving his/her registered address and his/her given password. Following the login the Air passenger s own user surface appears on which he/she may check the actual stage of the enforcement of his/her Claim. 7.4 A PannonHitel kifejezetten ro gzi ti, hogy az elja ra s ido tartama e rt semmilyen 7.4 PannonHitel expressly represents that it is not liable for the duration of felelo sse get nem va llal, ko teles azonban a Ko vetele s e rve nyesi te se sora n a the proceeding however during the enforcement of the claim it shall act in jo hiszemu se g e s tisztesse g elve nek megfelelo en elja rni. A PannonHitel kijelenti, the manner required by good faith and fairness. PannonHitel declares that it hogy nem va llal felelo sse get a ka rtalani ta si ige nye rve nyesi te s re szbeni, vagy is not liable for the total or partial failure of the enforcement of the claim; it teljes sikertelense ge e rt, kiza ro lag a gondos u gyvitel ko telezettse ge terheli. A is only obliged to act in a manner that can be generally expected. fentiekbo l eredo, aka r a Le gi utas, aka r harmadik szeme ly ka rte ri te s ira nti PannonHitel expressly excludes the compensation of the Air passenger or ige nye t a PannonHitel kifejezetten kiza rja. A Le gi utas az A ltala nos Szerzo de si third person resulting from the above. The Air passenger accepts with the Felte telek jo va hagya sa val, valamint az Engedme nyeze si Szerzo de s megko te se vel approval of the General Terms and Conditions and by signing the elfogadja, hogy a PannonHitel bela ta sa szerint ja r el az ige nye rve nyesi te s sora n, Assignment Agreement that during the enforcement of the claim a PannonHitel elja ra sa t a Le gi utas nem kifoga solhatja meg. PannonHitel acts at its own discretion, the Air Passenger cannot take 3

4 A ka rtalani ta si ige ny e rve nyesi te se nek szakaszai az ala bbiak: a.) Peren ki vu li szakasz Ebben a szakaszban a ka rtalani ta si ige nyro l a PannonHitel fizete si felszo li ta st ku ld a Le gita rsasa gnak az engedme nyeze si szerzo de s le trejo tte t ko veto 8 munkanapon belu l, amely melle kleteke nt megku ldi a Le gita rsasa g re sze re az engedme nyeze si okiratot, valamint a teljesi te si utasi ta st. A felszo li to leve l kiku lde se esete n a Le gi utas a saja t felu lete n egy elja ra s folyamatban jelze st la that, amelyre ra kattintva megtekintheti annak re szleteit. Amennyiben a peren ki vu li szakasz ba rmely re sze sikeres, teha t a Ko vetele s o sszege t a Le gita rsasa g a PannonHitel re sze re marade ktalanul megfizeti, u gy a PannonHitel erro l ku lo n ta je koztata st ku ld a Le gi utas fentiekben megadott e- mail ciḿe re egyideju leg az elektronikus felu leten sikeres ige nye rve nyesi te s Amennyiben a fizete si felszo li ta sra annak ke zhezve tele to l sza mi tott 30 napon belu l va lasz nem e rkezik, u gy a ka rtalani ta si ige ny e rve nyesi te se a peres szakaszba le p. b.) Peres szakasz b.) Legal action stage - Fizete si meghagya s - Payment order Ebben a szakaszban a Ko vetele s e rve nyesi te se ira nt a PannonHitel meghatalmazott jogi ke pviselo je n keresztu l fizete si meghagya s kibocsa ta sa ira nti ke relmet nyu jt be. Ennek kiku lde se esete n a Le gi utas a saja t felu lete n egy fizete si meghagya s beadva jelze st la that, amelyre ra kattintva megtekintheti annak re szleteit. the request. A fizete si meghagya s fa zisa ban, amennyiben a fizete si meghagya snak a Le gita rsasa g ellentmond, akkor a Ko vetele s e rve nyesi te se a polga ri per fa zisa ba le p. Amennyiben a Le gita rsasa g nem mond ellent a fizete si meghagya snak, e s az jogero re emelkedik, akkor a PannonHitel felhi vja a Le gita rsasa got az o nke ntes teljesi te sre. Amennyiben a felszo li ta sban foglaltak ellene re a Le gita rsasa g nem fizeti meg a megi te lt Ko vetele s o sszege t e s annak ja rule kait, akkor a Ko vetele s e rve nyesi te se ve grehajta si szakaszba le p. objection to it. The stages of the enforcement of the claim are the followings: a.) Out of court stage In this phase PannonHitel shall send the Airline within 8 banking days from the conclusion of the assignment agreement an official letter from the outstanding claim in which it shall inform the Airline about the assignment and the outstanding claim for compensation against the Airline. If this official letter has been sent the Air passenger may see in his/her own user surface a sign called proceeding in progress and by clicking to this sign he/she may see the details of it. In the event any part of the out of court stage is successful, thus the Airline pays PannonHitel the total amount of the outstanding claim PannonHitel shall send a notification from this fact to the address given by the Air Passenger, at the same time it displays to the electronic surface a sign called successful claim. In the event the Airline does not answer to the official letter within 30 days from its receipt, the enforcement of the claim enters to the legal action stage. In this phase PannonHitel submits a request for a payment order of the claim by its legal representative. If this request has been sent the Air passenger may see in his/her own user surface a sign called payment order request submitted and by clicking to this sign he/she may see the details of In the event the Airline submits an appeal, in the phase of the payment order the procedure of the enforcement of the claim enters to the in court proceeding stage. In the event the Airline does not submit an appeal against the payment order, and the payment order becomes final and enforceable PannonHitel calls the Airline for the voluntary compliance. In the event the Airline does not comply with its obligation to compensate despite the official letter of PannonHitel the procedure of the enforcement of the claim enters to the stage of the execution proceedings. - Polga ri per fa zisa - In court proceeding stage Ebben a szakaszban a Ko vetele s e rve nyesi te se e rdeke ben a PannonHitel In this stage in order to enforce the outstanding claim PannonHitel submits meghatalmazott jogi ke pviselo je n keresztu l keresetlevelet nyu jt be a hata sko rrel a statement of claim in the competent court by its legal representative. If e s illete kesse ggel rendelkezo biŕo sa gra. Ennek benyu jta sa esete n a Le gi utas a this statement of claim has been submitted the Air passenger may see in saja t felu lete n egy peres elja ra s jelze st la that, amelyre ra kattintva his/her own user surface a sign called in court proceeding and by clicking megtekintheti annak re szleteit. to this sign he/she may see the details of the proceeding. Amennyiben a peres szakasz ba rmely re sze sikeres, teha t a megi te lt Ko vetele st e s annak ja rule kait a Le gita rsasa g a PannonHitel re sze re megfizeti, u gy a PannonHitel erro l ku lo n ta je koztata st ku ld a Le gi utas fentiekben megadott e- mail ciḿe re egyideju leg az elektronikus felu leten a sikeres ige nye rve nyesi te s Amennyiben a biŕo sa gi i te let nem ad helyt a ka rtalani ta si ige nynek e s valamennyi jogorvoslati leheto se g kimeri te sre keru lt, akkor a PannonHitel erro l ku lo n ta je koztata st ku ld a Le gi utas fentiekben megadott ciḿe re egyideju leg az elektronikus felu leten sikertelen ige nye rve nyesi te s Amennyiben az illete kes biŕo sa g csak re szben ad helyt a ka rtalani ta s ira nti ige nynek, a PannonHitel jogosult saja t hata sko re ben me rlegelni, hogy tova bbi jogorvoslati leheto se geket ige nybe vesz-e. If any part of the in court proceeding is successful, thus the Airline PannonHitel the total amount of the outstanding claim PannonHitel shall send a notification from this fact to the address given by the Air passenger, at the same time it displays to the electronic surface a sign called successful claim. In the event the court s judgment does not accept the claim for compensation and all the possible legal remedies has been exhausted PannonHitel shall send a notification from this fact to the address given by the Air Passenger, at the same time it displays to the electronic surface a sign called unsuccessful claim. In the event the competent court s judgement accepts the claim for compensation only partly, PannonHitel is entitled to decide at its own discretion if it uses other further legal remedies. Amennyiben a Le gita rsasa g egyezse gi aja nlatot tesz a PannonHitel fele, a In the event the Airline offers an out of court arrangement to PannonHitel. PannonHitel saja t hata sko rben jogosult eldo nteni, hogy elfogadja-e az egyezse gi PannonHitel is entitled to decide at its own discretion to accept the offer or aja nlatot. decline it. Amennyiben a fizete si meghagya s jogero re emelkedik, illetve a biŕo sa g In the event the payment order becomes final, or the court obliges in its i te lete ben ko telezi a Le gita rsasa got a Ko vetele s e s ja rule kai megfizete se re, judgement the Airline to pay the claim for compensation however the azonban a Le gita rsasa g a Ko vetele st e s ja rule kait hata rido n belu l nem fizeti meg, Airline does not pay the claim until the deadline, the procedure of the u gy a Ko vetele s e rve nyesi te se a ve grehajta si szakaszba le p. enforcement of the claim enters to the stage of execution proceeding. c.) Ve grehajta si szakasz c.) Stage of execution proceedings Ebben a szakaszban a Ko vetele s e rve nyesi te se e rdeke ben a PannonHitel meghatalmazott jogi ke pviselo je n keresztu l ve grehajta s ira nti ke relmet nyu jt be. A ve grehajta si ke relem benyu jta sa esete n a Le gi utas a saja t felu lete n egy ve grehajta s jelze st la that, amelyre ra kattintva megtekintheti annak re szleteit. Amennyiben a ve grehajta si szakasz ba rmely re sze sikeres, teha t a jogero sen megi te lt Ko vetele st e s ja rule kait a Le gita rsasa g a PannonHitel re sze re megfizeti, u gy a PannonHitel erro l ku lo n ta je koztata st ku ld a Le gi utas fentiekben megadott ciḿe re egyideju leg az elektronikus felu leten sikeres ige nye rve nyesi te s In this stage in order to enforce the outstanding claim PannonHitel submits a request for the execution proceedings by its legal representative. If this request has been submitted the Air passenger may see in his/her own user surface a sign called execution proceeding and by clicking to this sign he/she may see the details of it. In the event any part of the execution proceeding is successful, thus the Airline pays PannonHitel the total amount of the outstanding claim PannonHitel shall send a notification from this fact to the address given by the Air passenger, at the same time it displays to the electronic surface a sign successful claim. Amennyiben a ve grehajta si szakasz nem vezet eredme nyre, u gy a PannonHitel erro l If the execution proceeding is unsuccessful PannonHitel shall send a ku lo n ta je koztata st ku ld a Le gi utas fentiekben megadott ciḿe re egyideju leg az elektronikus felu leten sikertelen ige nye rve nyesi te s jelze st jeleni t meg. notification from this fact to the address given by the Air passenger, at the same time it displays to the electronic surface a sign unsuccessful claim. VIII. SZERZO DE SSZEGE S ESETEI VIII. BREACH OF CONTRACT 8.1 A PannonHitel e s a Le gi utas is jogosultak az engedme nyeze si szerzo de s su lyos megszege se esete n azt azonnali hata llyal felmondani, amelynek esetei ku lo no sen: 8.1 PannonHitel and the Air passenger are entitled to terminate the Assignment Agreement with immediate effect in case of serious breach of contract especially in the following cases - ba rmely fe l megte veszto magatarta sa a szerzo de s ido tartama alatt - fraudulent conduct of either party - a ta je koztata si ko telezettse g elmulaszta sa - failure of the obligation to provide information - az adatkezele si e s adatszolga ltata si szaba lyok megse rte se - violation of the rules of data management and data service 4

5 8.2 A PannonHitel tova bba jogosult azonnali hata llyal felmondani az engedme nyeze si szerzo de st, amennyiben a PannonHitel tudoma sa ra jut, hogy a Le gi utas az engedme nyeze si szerzo de s megko te se t ko veto en saja t jogon le p fel a Le gita rsasa gna l a Ko vetele s e rve nyesi te se ira nt. Felek tudoma sul veszik, hogy su lyos szerzo de sszege s esete n a ma sik fe l a szerzo de st szego fe llel szemben ka rte ri te si ige nyt e rve nyesi thet. 8.3 Az engedme nyeze si szerzo de s megszu nik tova bba, amennyiben uto bb a PannonHitel hitelt e rdemlo en meggyo zo dik arro l, hogy a Le gita rsasa g jogosan hivatkozik a Rendeletben foglalt kimente si okok egyike re a ka rtalani ta si ko telezettse g alo l to rte no mentesu le s e rdeke ben. IX. ZA RO RENDELKEZE SEK 9.1 Jelen jogviszonyra a magyar jogszaba lyok az ira nyado ak, jelen jogviszonybo l eredo ige nyek elbiŕa la sa ra a magyar biŕo sa gok rendelkeznek joghato sa ggal. Magyar a llampolga rsa gu Le gi utasokkal to rte no szerzo de sko te s esete n a Felek kiko tik (e rte khata rto l fu ggo en) a Budai Ko zponti Keru leti Bi ro sa g kiza ro lagos illete kesse ge t. Nem magyar a llampolga rsa gu Le gi utasokkal to rte no szerzo de sko te s esete n a Tana cs 44/2001/EK rendelet 4. szakasza nak joghato sa gi rendelkeze sei ira nyado k. 9.2 A PannonHitel fenntartja a jogot jelen A ltala nos Szerzo de si Felte telek egyoldalu megva ltoztata sa ra, azonban a va ltoza st ko teles honlapja n ko zze tenni. 9.3 A felek a kapcsolatot egyma ssal iŕa sban tartja k. Az ala iŕt engedme nyeze si szerzo de st e s melle kleteit a Le gi utas postai u ton, futa rral, vagy szeme lyesen jogosult eljuttatni a PannonHitel sze khelye re. Egyebekben a felek a internetes felu leten, illetve ben kommunika lnak egyma ssal. 9.4 A PannonHitel kijelenti, hogy az A ltala nos Szerzo de si Felte telei a magyar jogszaba lyoknak mindenben megfelelnek, azok tisztesse gtelen elemet nem tartalmaznak. 8.2 Furthermore PannonHitel is entitled to terminate the Assignment Agreement with immediate effect in the event PannonHitel discovers that the Air Passenger acts against the Airline in his/her own right for the enforcement of the Claim subject to the Assignment Agreement following the conclusion of the Assignment Agreement. Parties agree that in case of serious breach of contract, either party is entitled to enforce a claim for damages against the other party. 8.3 The Assignment agreement shall be considered as terminated if PannonHitel ascertains dependably that the Airline refers to one of the exemption causes rightfully detailed in the Regulation. IX. CLOSING PROVISIONS 9.1 This legal relationship shall be governed by the Hungarian laws, for the legal disputes arising from this contract the Hungarian courts are competent. Parties stipulate the exclusive jurisdiction of the Buda Central District Court (depending on the value of the claim) in case of Air passengers with Hungarian citizenship. If PannonHitel enters into an agreement with non Hungarian Air passenger, the jurisdiction clause of the Council Regulation (EC) No 44/2001 Section 4. shall apply. 9.2 PannonHitel reserves the right to amend these General Terms and Conditions however it shall publish all the amendments on its website. 9.3 The parties communicate with each other in written form. The Air passenger is entitled to send the assignment agreement and its annexes personally, via post or courier to the registered seat of the PannonHitel. Otherwise parties shall communicate with each other via the website or by e- mail. 9.4 PannonHitel represents that the General Terms and Conditions are in conformity with the Hungarian laws and they do not contain unfair conditions. Hely, e s da tum: Budapest, február 1 Place and date: Budapest, February